July 07, 2010
To whom it may concern

Re: A. V. Knowles & Company Limited A.V. Knowles & Company Limited has been a provider of Collection Services for Scotiabank Tinidad and Tobago Limited for over 19 years.

During this period they have been given the challenge to increase recoveries and have surpassed these targets on many occasions.

They possess astute management skills with respect to litigation matters and Credit Bureau Services, which is integral for this company being our preferred Collection Agency.

Their years of experience in Commercial recoveries plus their resources & international expertise through the GLOBAL CREDIT SOLUTIONS (GCS) group have ensured that we received the highest level of service from A. V Knowles & Company Limited.

We recommend A. V. Knowles & Company for any challenge they wish to undertake.

Yours truly,
Dinsley Peter O'Brien
Senior Assistant Manager

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July 05, 2010
To whom it may concern

Over the past ninteen(19) years, A. V. Knowles & Company Limited has provided a range of debt collection and receivables management services to Evolving Tecknologies and Enterprise Development Company Limited (e TecK) and its predecessors.

As a State Enterprise, e Teck is charged with the responsibility of managing the lease operations of a portfolio in excess of five hundred industrial tenants. From time to time e Teck requires the services of a Debt Collection Agency and A.V. Knowles & Company Limited has provided such comprehensive services. By partnering with A. V. Knowles & Company Limited, e TecK has been able to minimize its overall receivables.

A.V. Knowles & Company Limited continues to impress their clients with its professional standard of business. The years of experience and commercial collections expertise offered by the company have ensured that e TecK has always been provided with an efficient collection service which has earned A.V. Knowles & Company Limited the distinction of being the preferred Debt Collection Agency in the Caribbean. In light of the above, we have no hesitation in edorsing A.V. Knowles & Company Limited as a sound choice for a comprehensive suite of Debt Collection Services. Yours sincerely,
Nesha Kochhar
Vice President, Property Management

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May 11, 2010
The Managing Director,
Global Credit Solutions Pty, Ltd

Dear Neil,

I am writing to commend you and your team on your performance on a significant (500,000 USD) collection assignment for us in Mali. The entire process from initial scoping and investigation through to collection and execution was quick and required minimal management time from myself or my team. I would be delighted to recommend your services to other organizations and please feel free to use me as a reference for any potential customers.

With Best Regards,
Duncan Preston, Investment Manager

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April 13, 2009
Global Credit Solutions, Ltd

To whom it may concern:

My name is Thomas M. Telles, a retired Federal law enforcement officer and current Chairman and Founder of Telles Global Consultants, Inc. a global crisis and risk management security and investigative firms that is registered and licensed in the state of California since 2005.

I 2007 I was introduced to Global Credit Solutions through a professional forum and since this time they have provided professional and sensitive assistance in international corporate investigations and security matters. The result of Global Credit and their staff in consulting services has prevented the loss of property and fraud by unsavory and deceiving individuals.

Global Credit’s professional and discreet practice is a tremendous asset to the security industry and their knowledge of corporate security issues are as ethical and qualified as any I have observed in my 34 year career in public law enforcement and private security.

Sincerely,

Thomas M. Telles, Chairman

Global Credit Solutions, Ltd

To whom it may concern:

Dear Sir/Madam,

This letter serves as a reference for the professional services provided by Global Credit Solutions("GCS") Group.

I have been using GCS as an investigations service provider over a period of some seven years. The majority of the word that they undertook during this time was Brand Protection and Due Deligence related when I was the Director for Cisco's Brand Protection team for Asia Pacific, Europe the Middle East and Africa.

The team at GCS, admirably led by their founder and CEO, Neil Wood, never disappointed in any of their engagements. GCS holds itself to a very high standard of professionalism and always met the exacting requirements we placed upon them. Their ability to obtain information related to investigations across the globe while being centrally controlled from their operations centre in Melbourne, Australia, is the ideal single point of contact model for dealing with Multi-National companies.

Their partnering ability, rather than the typical client vendor relationship, meant that GCS were invited to an attended a number of our company management conferences, as well a advanced training programs in the United States, Hong Kong, Singapore and Europe. The GCS team could always to relied upon to be active participants, contributing to initiatives that asisted us in obtaining our goals and objectives.

Should you need any further informatin please do not hesitate to contact me at mcsmith@cisco.com

Yours Sincerely,

Matthew Smith
Director, Sales
Cisco Systems International BV
Saudi Arabia.